| Mandatory
Insurance Policy |
| |
Must
NMSU students purchase insurance to travel abroad? |
Yes. What
students have to purchase depends on the type
of program and the length of time outside the
U.S. (International students going on exchange
have to purchase the international student insurance
provided by NMSU so they can maintain their student
visa status.) Contact the Office of Study Abroad
for assistance in obtaining this insurance.
Students traveling abroad for more than 15 days will
be required to purchase the NMSU Study Abroad HealthSelect
Overseas Plan, provided by HTH Worldwide Insurance Services, except
when the program provider, such as ISEP, requires and provides insurance
for travel abroad. Students who are required to purchase country
provided mandatory insurance (such as Australia, Germany, New Zealand,
Canada) are only required by NMSU to purchase the BETA plan
to cover medical evacuation and repatriation.
Students traveling abroad for less than 15 days will
be required to purchase the BETA accident
policy or the HealthSelect Overseas Plan.
Those who are traveling in the border area of Mexico for 1 day may
purchase the MEDEX Plus medical
evacuation policy or the BETA plan.
Students whose sole purpose in traveling abroad is to attend
a conference (and they are sponsored by NMSU to attend the conference)
may purchase the MEDEX Plus plan
or the BETA plan.
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What
does the insurance cover and cost? |
|
Health
Select Overseas Plan
Full coverage while abroad for
sickness, accidents, accidental death
and dismemberment, repatriation of remains,
and emergency medical evacuation. Also
covers up to $1,000 of expenses incurred
in the U.S. for follow up treatment of
a medical condition contracted while
abroad. Includes travel assistance. The
cost is $36 per month (and must be purchased
in monthly allotments-price subject
to change).
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|
MEDEX
PLUS
Coverage limited to emergency medical
evacuation and repatriation.
Includes travel assistance. The cost
is $7 per month (and must be purchased
in monthly allotments-price subject
to change). This is
available for day trips to Mexico or
trips to conferences.
|
|
BETA
Limited coverage while abroad for accident medical expenses
(up to $5,000), in-hospital expenses for sickness (up $100 per day, maximum
60 days); full coverage for emergency medical evacuation,
repatriation. Includes travel assistance and passport replacement. The
cost is $30 and is valid for one year. Price subject to change.
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Last
Updated:
Friday, 05-Oct-2007 16:36:05 MDT |
